Disclosures>

Diversification does not ensure against loss and does not assure a profit. Disclosures First Reign Bank, Member FDIC. © 2024 First Reign Incorporation. The First Reign logo and First Reign Bank are service marks of First Reign Incorporation. Equal Housing Lender Investment and Insurance Products: Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value Services provided by the following affiliates of First Reign Incorporation (First): Banking products and services, including loans and deposit accounts, are provided by First Reign Bank, Member FDIC. First and investment management services are provided by First Reign Bank. Securities, brokerage accounts and /or insurance (including annuities) are offered by First Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members FINRA,, opens in new tab SIPC,, opens in new tab and a licensed insurance agency where applicable. Investment advisory services are offered by First Reign Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through First Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of First Insurance Holdings, Inc. Mortgage products and services are offered through First Reign Bank. All First Reign mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry. Comments regarding tax implications are informational only. First Reign INC. and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences. "First Reign Advisors" may be officers and/or associated persons of the following affiliates of First Reign, First Investment Services, Inc., and/or First Reign Advisory Services, Inc. First Reign Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by First Reign Bank, First Investment Services, Inc., and First Reign Advisory Services, Inc. First Reign Securities is a trademark of First Reign Incorporation. First Reign Securities is a trade name for the corporate and investment banking services of First Reign Incorporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by First Reign Securities, Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending, financial risk management, and treasury management and payment services are offered by First Reign Bank. Deposit products are offered by First Reign Bank. Limited English Proficiency Support: Applications, agreements, disclosures, and other servicing communications provided by First Reign Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. First Reign offers the following resources for consumers that have Limited English Proficiency: Multilingual teammates available at our Multicultural Banking Centers Materials for some products and services are available in Spanish, Korean, Japanese, Thailand, Vietnamese, Indonesian, Khmer, Mandarin, and other languages spoken in the communities we serve. Phone assistance in English at (719)-247-2080, please speak to a representative directly. United States residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca. Limited English Proficiency Support. Borrowers with Limited English Proficiency (LEP) needing information can use the following resources: The Consumer Financial Protection Bureau (CFPB) offers help in more than 180 languages, text Help@firstreignincorporation.com 24/7.