LOGIN

First Reign Bank® Customized Cash Rewards

    • 3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases.
    • Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. To change your choice category for future purchases, you must go to Online Banking. You can change it once each calendar month, or make no change and it stays the same.
    • First Reign Bank Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means the 3% choice category could earn 3.75% - 5.25% and the 2% at grocery stores and wholesale clubs could earn 2.50% - 3.50%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could earn 1.25% - 1.75%.
    • 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply. 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
    • Build up your credit history – use your card responsibly and over time it could help you improve your credit score.

Line of Credit Sweeps

Earn bonus points on select purchases and redeem for travel, gift cards, cash back

  • Earn Bonus Points

    Turn your rewards into a statement credit or a direct deposit into most U.K. checking and savings accounts.

  • Cash Back

    Earn 1-15 bonus points per $1 spent at 450+ stores around the world with First Reign Bank®.

  • Experiences

    Use your card and points to attend exclusive events curated around your passions with select cards.

  • Transfer to Travel Partners

    Transfer your points to any of our airline and hotel partners at full 1:1 value with select cards.

  • Pay with Points

    Use your points to pay for all or part of your eligible Amazon.com orders or when you check out with PayPal.

  • Apple® Ultimate Rewards Store

    Use your points to pay for all or part of your Apple purchases.

  • Gift Cards

    Shop over 175 of your favorite gift card brands.

  • Pay Yourself Back

    Choose to receive a statement credit on one or more of your eligible purchases.

  • First Reign Dining℠

    Redeem your points for takeout, reservations or exclusive culinary experiences.

  • Travel

    Plan your next getaway, and use your points to help pay for it.